The Boatowners Protection Policy

Don't let anything spoil the fun of owning a boat.

The Boatowners Policy gives you Protection for ...

Three Programs to Choose from:
Boatowners, Special Boat Program and Yacht. 

  • Your Liability to Others
  • Medical Payments
  • Damage to your craft and related equipment
  • Medical Expenses for guests as towed water skiers
  • Uninsured/Underinsured Boater available on some packages
  • Personal Effects and Fishing Gear available on some packages
  • Towing offered on the "Special" and "Yacht" programs
  • Actual Cash Value polices and Agreed Value Policies available.

Here are few of the Hazards protected against...

  • Damage in hauling or launching
  • Loss of motor overboard
  • Fire, Lightning, Explosion
  • Sinking and stranding
  • Underwater damage
  • Theft

About the Policy...

You can enjoy carefree cruising with a boatowners insurance policy. The policy
protects you anywhere in the territorial limits of the Western Hemisphere.*

Your boat, outboard motor, boat trailer, plus any equipment and accessories you
wish to include,* are protected by the policy at a low cost to you.

*Refer to the policy for the coverage's and exclusions.

Plus...

  • 30 day automatic coverage for newly acquired or replacement boats
    (up to and including 40 feet in length and valued under $100,000), motors and trailers.
  • A variety of deductibles to choose from.
  • A discount is available if you have completed the Coast Guard Auxiliary
    "Safety and Seamanship" Course or the U.S. Power Squadron's "Boating Course."
  • Includes trailers and equipment coverage for up to 10% of the hull coverage
    amount on your boat, at no additional cost.
  • $1000 per person medical expense for towed skiers ($2,000 per occurrence).
  • A Boat/Home discount or credit may be available when you insure your boat
    and home with Insurance Online Texas.

Would you like a quote comparison against your current coverage?

Boat/Watercraft Quote

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