Please read the following information before submitting information to the Insurance Online Texas site. By submission of your form and/or use of insurance-online-texas.com, you agree to all of the terms and conditions of Insurance Online Texas “Terms of Use Agreement”.

Definitions:
Insurance Online Texas is an online insurance shopping service that is provided by James Stafford Insurance Agency and Data Management Systems as administrator. IOT refers to Insurance Online Texas. DMS refers to Data Management Systems.

General:
This agreement sets for the terms and conditions that apply to your use of Insurance Online Texas. By submitting the IOT information forms or by using the service, you are deemed to have agreed to comply with all of the terms and conditions of this Agreement.

Please be aware that by submission of online quote form, the following condition applies. As a part of the underwriting process for all applicants, to provide you with an accurate premium amount, we have asked a series of questions, some of which are confirmed through consumer reports, which my include credit information. By submitting forms for our inspection and process you hereby accept these terms and conditions. The right to use Insurance Online Texas is personal to you or members of your immediate family residing with you and is not transferable to any other person or entity.

Term(s) Modification
Insurance Online Texas shall have the right at any time to change or modify the terms and conditions applicable to your use of the IOT or to impose new conditions with respect to such use. IOT shall have the right at any time to change or discontinue any aspect of  or feature of the IOT, including by not limited to content, functionality hours of availability, and equipment needed for access or use. Such changes, modifications, or additions shall be effective immediately upon notice thereof, which may be given by means including but not limited to posting on the IOT site, electronic or conventional mail, or any means by which you obtain actual knowledge. Any use of the IOT by you after such notice shall be deemed to constitute acceptance by you of such changes, modifications, or additions.

Disclaimer of Warranty: Limitation of Liability
Insurance Online Texas, its affiliates, nor any third-party content providers or licensers makes any warranty whatsoever, including without limitation: that the operation of insurance-online-texas.com will be uninterrupted of error-free; as to the results that may be obtained from use of insurance-online-texas.com; or as to the accuracy, reliability, availability, suitability, quality, or operation of any information, software, or service provided on or accessible from Insurance Online Texas.

Insurance-online-texas.com is provided “as is” without warranties of any kind, express or implied, including without limitation  warranties of title and noninfringement and the implied warranties of merchantability or fitness for a particular purpose, your use of Insurance Online Texas is at your own risk.

In no event shall Insurance Online Texas be liable for any indirect special, incidental, or consequential damages arising out of or related to the non performance of a product, service or insurance provided listed on this site.

Indemnification:
You agree to defend, indemnify and hold harmless Insurance Online Texas, its affiliates, and their respective directors, owners, officers, employees, and agents from and against all claims and expenses including attorneys’ fees, arising out of the use of Insurance Online Texas by you or your account.

Termination of Agreement:
Either party shall have the right to terminate this Agreement at any time by providing notice of termination to the other. In the event of termination of this Agreement by either party, you shall have no claims against Insurance Online Texas or it affiliates. Termination of this Agreement automatically terminates your license to use Insurance Online Texas and any content or other material contained therein.

Copyrights & Legal Notice
©1998-2004 James Stafford Insurance Agency, James Stafford, Data Management Systems & Insurance-Online-Texas.Com . All rights reserved. Patents Pending. Any use in violation of this copyright, without the express written consent of Data Management Systems and James Stafford is strictly prohibited. No information may be copied in whole or part, downloaded, transferred to file,  reproduced,  scanned or digitally manipulated without prior written consent by James Stafford or Data Management Systems. 

Miscellaneous:
This Agreement and any Insurance Online Texas policies relating to your operation of Insurance Online Texas constitute the entire agreement between Insurance Online Texas and you with respect to the subject matter hereof, and supersedes all previous written or oral agreements between the parties with respect to such subject matter. The Agreement shall be subject to and construed in accordance with the laws of the State of Texas, Dallas County, Dallas Texas, without  regard to its conflict of laws rules. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. The section headings used herein are for convenience only and shall not be given any legal import. The provisions of Sections Disclaimer of Warranty, Limitation of Liability, Indemnification, Termination of Agreement and Miscellaneous shall survice termination of this agreement.

Data Management Systems (as administrator)
Insurance Online Texas
1562 NW Access Rd.
Mount Vernon, TX 75457
Tel: (903) 537-2819

webmaster@insurance-online-texas.com

© Copyright 1998 -All rights reserved. Insurance Online Texas and Data Management Systems.
Site creation & administration by Data Management Systems, .Dallas Texas. Any use in violation
of this copyright, without the express written consent of Data Management Systems is strictly prohibited.