Individual Dental

Freedom to choose is something we all appreciate. World Insurance Company‘s reasonably-priced Individual Dental insurance gives you just that. Individual Dental provides you and your family comprehensive dental coverage with the freedom to choose any dentist in the USA. Once your coverage becomes effective, you have immediate coverage for preventive care. You also will have coverage for basic and major services, such as fillings, bridges, crowns, and oral surgery, after a waiting period.

Who is Eligible?

You (applicant)
Spouse
Unmarried Dependent Children under age 19
Unmarried Dependent Children, age 19-23,
(if full-time student)

 When is Coverage Effective?

Your coverage is effective the first of the
month following the date we receive your
application and initial premium.

 


What is Covered?

  Plan 1 Plan 2 Plan3
Calendar Year Maximum $750 $1,000 $1,500
Calendar Year Deductible $50 $50 $50
Class A -Preventive      
Initial & Periodic Exams (2 per year)      
Cleanings (2 per year)      
Fluoride Treatments (up to 16)      
Space Maintainers      
Waiting Period None None None
Co-insurance 80% 80% 100%
Class B - Basic      
X-rays      
Fillings      
Simple Extractions      
Waiting Period 6 monhts 6 months 6 months
Co-insurance 50% 80% 80%
Class C - Major      
Oral Surgery      
Endontics      
Periodontics      
Crowns, Bridges, Dentures      
Waiting Period 18 months 18 months 18 months
Co-insurance 50% 50% 50%

Class A, B and C deductible is combined for each calendar year.
A maximum of three individual deductibles per family per year shall apply.

This brochure provides a brief description of World's dental insurance. Deductibles and coverage maximums are per covered person, per calendar year. For complete details, please refer to the Certificate of Insurance. All benefits are based on reasonable and customary charges. Prior review is required for a course of treatment exceeding $300. This plan is not available is some states. Reasonable and Customary - means the usual, customary and regular charges for the area where expenses are incurred.

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